By: Chris Cucoch

5 Costly Mistakes Home Buyers Make and How to Avoid them

Tags: Home Buyer Tips

  Mistake #1 - Not knowing what they can afford before making an offer. The best way to avoid this is to get pre-approved for a mortgage so you know exactly how much you can afford. Usually pre-approvals are free. Mistake #2 - Not knowing who the agent represents. Unless an agent is working as your buyer representative, they represent the seller. Many people don't realize this...Read More

By: Chris Cucoch

HOW TO AVOID A MONEY PIT: BE ON THE LOOKOUT FOR THESE 6 WARNING SIGNS THAT COULD MEAN EXPENSIVE REPAIRS...

Tags: Home Buyer Tips, Maitenance

  Many people think that serious defects in a home are easy to spot, but the truth is, often the most serious and costly problems can only be detected upon very close inspection. When you are considering buying a home, look for the following six telltale signs of serious problems... 1. Roof Leaks are the most common problem with roofs, and are tough to detect from outside. However, from ins...Read More

By: Chris Cucoch

How to Pay off your Mortgage Faster and Save Thousands in Interest!

Tags: Home Buyer Tips, Financing

  There are a few easy ways to make extra principle payments that can save you a ton of money in interest expenses and get you mortgage-free sooner than you thought possible. Here are a few simple strategies you can use: 1. ROUND YOUR MONTHLY PAYMENT UP The results of this simple strategy can save you a fortune and drastically reduce the length of your mortgage. As an example, if your mon...Read More

By: Chris Cucoch

How Your Credit Score Effects You

Tags: Home Buyer Tips, Financing

YOUR CREDIT SCORE IS NOW THE MOST IMPORTANT FACTOR IN DETERMINING HOW MUCH HOUSE YOU CAN BUY, SO IF YOU ARE IN THE MARKET FOR A NEW HOME, YOU NEED TO UNDERSTAND HOW IT AFFECTS YOU.   In order to make it easy for mortgage companies to determine the risk of lending to you, they are using a system called credit scoring (also called "FICO" scores). When lenders look at your credit rep...Read More

By: Chris Cucoch

This Simple Question Can Save You a Lot of Money

Tags: Home Buyer Tips, Warranty

Imagine this scenario... You purchase a new home and move in. A few weeks later, you hear a strange rumbling sound. It’s the furnace. It’s only a year old, yet it’s sputtering like it’s twenty. You realize you’ll have to call in an HVAC contractor to get it fixed. You’re thinking, “Ouch! This is going to be expensive.” Well, maybe not. You see, si...Read More

By: Chris Cucoch

No Homes for Sale in the Area You Like? Here’s What to Do...

Tags: Home buyer tips, Dream Neighbourhood

Imagine there’s a neighbourhood you’d love to live in someday, but, every time you drive through, you rarely, if ever, see a For Sale sign. It’s as if homes get gobbled up by buyers the moment they get listed.   It’s true, properties do tend to sell quickly in desirable, in-demand neighbourhoods. Does that mean you’re destined to either hope for a lucky break or ...Read More

By: Chris Cucoch

Handling a New Home Problem on Moving Day

Tags: Home Buyer Tips

Imagine buying a product from a store, taking it home, and then discovering there’s a problem with it. Disappointing, yes, but not a catastrophe. You can simply take it back for repair or exchange.   But, what if it’s moving day, and you discover there’s a problem with your new home? Whoa. A house isn’t so easily returned!   What are the most common problems encou...Read More

By: Chris Cucoch

Buying Your Dream Home in a Hot Market

Tags: Home Buyer Tips, Hot Market

Imagine finding the perfect home, only to discover there is serious interest from at least a dozen other buyers. It’s like scrambling for the last piece of cake at a buffet! Fortunately, there are things you can do to help get the home you want, even in a highly competitive market. Here are just a few ideas: • Only view a few ideal properties at a time. If you see too many, and thus s...Read More